Compare Take-Home Pay Two salaries or scenarios, side by side
Compare two salaries, job offers or tax scenarios side by side and see the real difference in your take-home pay after PAYE, USC and PRSI.
| Option A | Option B | |
|---|---|---|
| Gross Salary | €50,000 | €60,000 |
| Filing Status | Single Person | Single Person |
| Income Tax (PAYE) | −€7,200.00 | −€11,200.00 |
| USC | −€1,032.82 | −€1,332.82 |
| PRSI | −€2,118.75 | −€2,542.50 |
| Effective Tax Rate | 20.7% | 25.13% |
| Monthly Take-Home | €3,304.04 | €3,743.72 |
| Yearly Take-Home | €39,648.43 | €44,924.68 |
Figures assume standard tax credits and, unless a pension is entered, no extra credits or reliefs. For a full breakdown with every credit and relief, use the take-home pay calculator.
Frequently Asked Questions
How do I compare two salaries after tax in Ireland?
Enter each salary in its own column with its filing status, age and any pension contribution. The 2026 rates for PAYE, USC and PRSI are applied to each, and the take-home pay is shown side by side with the exact difference per month and per year.
Which job offer leaves me better off?
A bigger gross is not always a bigger jump in take-home: income above the standard rate cut-off (€44,000 for a single person in 2026) is taxed at 40% plus USC and PRSI. Comparing side by side shows the real net difference, not just the headline number.
Does paying into a pension lower my take-home?
Your take-home falls by less than you contribute, because pension contributions get income tax relief at your marginal rate. The money moves into your pension rather than being lost, so a lower net figure here does not mean you are worse off.
Model every credit, relief and pension option for a single salary.
Full PAYE Calculator