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Irish Income Tax & PAYE Guides Everything for 2026, in one place

Plain-language guides, free calculators and take-home pay breakdowns for Irish PAYE employees, all updated for Budget 2026.

Every PAYE employee in Ireland pays three deductions on their salary: Income Tax (PAYE) at 20% or 40%, the Universal Social Charge (USC) at 0.5%–8%, and PRSI. This hub brings together everything you need to understand and calculate your take-home pay for 2026: how each deduction works, which tax credits reduce your bill, how to claim a refund, and exactly what you keep at any salary.

Start with the take-home pay calculator for your own figure, or use the guides and breakdowns below to go deeper.

Which of these do you actually need?

Most people arrive here with a specific worry rather than a general interest in tax law. If one of these is yours, go straight to the page beside it.

One thing worth knowing before you read any of it: your own tax credits and standard rate cut-off come from your Revenue certificate, and they are not always the standard figures. If yours differ, enter them rather than accepting the defaults. The main calculator takes your cut-off, and its tick boxes cover the credits themselves; the bonus, pay-rise, net-to-gross, compare and pension pages take both figures straight off the certificate. That is the difference between an estimate and your actual position.

Learn how Irish tax works

How PAYE Tax Works in Ireland →

A plain-language walkthrough of income tax, USC and PRSI: the rates, bands, credits and a worked example for a €55,000 salary.

Irish Tax Credits Explained →

Every credit for 2026: Personal, Employee (PAYE), Rent, Home Carer, Age, Blind Person and more, who qualifies and how much each is worth.

How to File a Tax Return in Ireland →

Who needs to file, what you can claim back, deadlines, the four-year rule, and how refunds work through Revenue's myAccount.

Emergency Tax in Ireland →

Why you're put on emergency tax, the 2026 rates, how much you overpay, and exactly how to get off it and claim your refund.

Weekly, Fortnightly or Monthly Pay & Your Tax →

Does pay frequency change your tax? Short answer: no. How the cumulative basis keeps your annual tax the same, and when frequency actually matters.

Irish Tax Rates & Bands 2026 →

Every 2026 rate, band, credit and relief in one reference table: income tax cut-offs, USC bands, PRSI rates and pension limits.

Calculators

Take-Home Pay Calculator →

Your exact net salary after PAYE, USC and PRSI: all 12 filing statuses, pension, BIK, credits and more.

Net to Gross Calculator →

Know your target take-home pay? Find the gross salary you need to earn it.

Bonus Tax Calculator →

See how much of a bonus you actually keep after tax at your marginal rate.

Pay Rise Calculator →

Compare your current and new salary to see the real increase in take-home pay.

Salary Comparison →

Compare two salaries, job offers or scenarios side by side and see the real take-home difference.

Pension Tax Relief →

How much you can pay into a pension with tax relief, and what each contribution really costs after relief.

Take-home pay breakdowns

Salary After Tax by Amount →

Pre-calculated take-home pay for the salaries people search for most, from €30,000 to €100,000, with a full PAYE, USC and PRSI breakdown.

Salary After Tax by Job →

Typical take-home pay for common Irish professional roles: developers, accountants, analysts and more.

Salary After Tax by Sector →

Median take-home pay by industry, from official CSO earnings: IT, finance, construction, health and more.

Insights & data

How Much Tax Do I Pay in Ireland? →

PAYE, USC and PRSI at every salary from €25,000 to €120,000, with take-home pay and effective rates.

How Much of Your Bonus Do You Keep? →

Why a bonus is taxed at your marginal rate, and how much you actually keep at each salary.

What Salary for €3k–€5k a Month Take-Home? →

The gross salary you need to hit each monthly take-home target in 2026.

All insights →

Every data-driven guide to Irish take-home pay.

Ready to see your own take-home pay?

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